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The Relationship between Financial Socialization and Financial Literacy in College Students of Taiwan
This research aims to explore the relationship between financial socialization and financial literacy for college students. With the rapid changes of the economic environment, financial literacy was received attention gradually. However, the research on the impact of socialization agents against financial literacy in Taiwan was rarely explored. Since socialization plays an important role in many research fields, we believe the effect upon financial socialization to financial literacy is worthy of study. In this study, we first set the basis of argumentation by studying the literature on the relationship between financial socialization and financial literacy. With employed the questionnaire and the statistical analysis from SPSS, the following results were concluded: 1.The level of financial literacy is low for college students. The overall average is less than 50 out of 100 points. 2.There was significant difference on financial literacy for college students with variant background, such as gender, educational background of parents, and monthly living expense. 3.The college students' background and financial literacy was correlated significantly. Financial literacy is confirmed to be affected by students' background. 4.The financial socialization of peers around college students against financial literacy was negative correlated significantly. The more imitation of peers’ financial behaviors, the worse performance of financial literacy. 5.The financial socialization of college students play the key factor to their financial literacy. Finally, we proposed some suggestions based on our study at the end of this research for future reference.
|Appears in Collections:||學位論文|
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