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|Other Titles:||Influence of Parental Financial Teaching on Financial Literacy and Financial Behaviors of Junior High School Students|
Department of Civil Education and Leadership, NTNU
The family is the source of most of a child's financial knowledge, there has been a growing interest among educators and families in improving financial literacy and behaviors. The purpose of this research is to assess the parental influence on the financial literacy and behaviors of their children. This research was conducted through the designed questionnaires, which were sent to 19 middle-schools in New Taipei City. The findings of the research showed that students displayed good sense on ＂consumption and credit＂ of financial literacy and on ＂credit and debt＂ of financial behavior. The variables such as parent academic background, frequency of discussing financial issues with parent and reading financial information from home, have significant difference in students' financial literacy and behaviors. The SEM results indicated that perceived parental teaching had a direct significant influence on financial literacy (loading estimate= .31), and had a direct and indirect significant influence on financial behavior (loading estimate= .28 and .21). Finally, financial literacy had partially mediated effects on financial behaviors.
|Appears in Collections:||公民訓育學報|
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