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|Other Titles:||A study on the concepts and effects of financial Education|
Department of Civil Education and Leadership, NTNU
This study begins with a comparison of financial literacy and financial capability. It then explains the possible concepts and effects of financial education. After the onslaught of the global financial crisis, possessing financial literacy issues gained international awareness as one of the important life skills. Many countries have included finance education into their school curriculums and designed special lesson guidelines. Besides, the implementation of financial education programs in schools is considered the most efficient and equitable way to positively affect an entire generation of people. The results showed that financial literacy is one of the human capital; through financial education, countries will be able to accumulate human capital and promote socio-economic development. Various studies have found that financial education programs help to improve: Financial Responsibility and Decision Making; Income and Careers; Planning and Money Management; Credit and Debt; Risk Management and Insurance; and Saving and Investing, which are the six themes in Jump$tart Coalition personal finance K-12 curriculum standards. In addition, these programs can enhance the financial services benefits, personal health, job and financial satisfaction, reasoning and analytical ability, generate spillover of knowledge and skills, and promote national economic development.
|Appears in Collections:||公民訓育學報|
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